Home Insurance in Georgia
Buying your own home can be the best investment of your lifetime. But, becoming the "king and queen of the castle" carries a large commitment and responsibility. You want the property to remain in good shape, but you also know that life brings surprise challenges from time to time. That's why you want to make sure you have enough home insurance to cover you if Mother Nature wreaks a little damage or you find yourself on the wrong end of an injury lawsuit.
According to homeowner's insurance recommendation, a good policy will cover you for at least 80% of the cost to replace your home in the event of a catastrophic loss or a liability claim. This is a good general rule; however, you may want to cover more or less, according to your personal financial ability. Twenty percent of a home's value can be a huge burden on your finances should you find yourself in a situation to cover those costs. If your property is valued at $160,000, twenty percent of that is $32,000. That could be a prohibitive hit on your resources should you need to rebuild after a total loss.
At Coosa Valley Financial Group in Rome, Georgia, we are all about helping you determine the coverages that are best for you. Maybe it's time to review your old policy and update it according to your current needs. Have you improved the property or remodeled? If you have increased the value of your property, you'll definitely want to protect those expensive investments. For new homeowners, our online rating tool is a great place to start, or come on in to our agent's office for a personal visit.
Our friendly, independent insurance agents are here to answer all your questions and provide you with a range of quotes for all of your options. So, give us a call or look for a quote on our website today.
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