Auto Insurance in Georgia

Auto insurance is required of every driver in Georgia, and no one should want to get on the road without it. The state requires drivers to have a minimal amount of coverage, which is a small amount of insurance to cover the other driver, their vehicle, and passengers in the event that the policy holder is found liable in an accident.

Many drivers, however, quickly discover that this is not enough coverage to protect themselves. It’s very easy for even a minor accident to quickly surpass the minimum required coverage amounts. For example, an accident that requires an ambulance trip to the hospital and even a single overnight stay for one of the victims can easily cost a policy holder more than $100,000.

After the coverage limits of an auto insurance policy are exhausted, the remaining damages must be paid by the policy holder. For this reason, many people choose to buy additional insurance that will provide more protection. Increasing the limits on a policy is one of the simplest and cheapest ways to protect your family and savings.

In addition, many people purchase additional types of coverage. Collision policies will provide funds to the policy holder to repair the damage to his or her own vehicle in the event that he or she is found to be liable in an accident. Comprehensive insurance will cover the theft of the vehicle.

If you’re thinking about buying a new auto insurance policy or replacing your existing one, then you need to talk to the independent insurance agents at Coosa Valley Financial Group. We’ll help you find a policy that gives you the coverage you need and fits in with your budget.