When you drive in Georgia, you’re required to have auto insurance for each of your vehicles. It’s essential to keep your auto insurance and to carry proof of your policy in your car. When you need auto insurance in Georgia, call us at Coosa Valley Financial Group in Rome, GA to get a quote.
Bodily Injury Coverage
Your auto policy is required to have coverage for bodily injury liability. This coverage has to include two separate amounts of coverage. One is for a single person who became injured in the accident. The other is an amount for everyone who was injured in it. Both of these amounts pay for the injuries that happened to the other party in an accident that was judged to be your fault. The coverage pays for medical bills and other expenses like ongoing therapy for the injured person. The required amounts are relatively low, and getting a higher amount is often recommended than the minimum required.
Property Damage Coverage
In Georgia, you are also required to have coverage for property damage liability. This pays for the damage to the other person’s property, such as vehicle damage. It can also cover things like poles and buildings hit by your vehicle.
It’s also a good idea to get collision insurance, though it isn’t mandated. It’s a type of insurance that pays for your damages from an accident that you caused. Many people get this plus comprehensive coverage. This covers your vehicle against things that happen to it while it’s not being driven. This can help you with a wide range of risks to your vehicle.
Get Auto Insurance in Georgia
When you need auto insurance, we’re here to help. Call us at Coosa Valley Financial Group in Rome, GA to learn more.