If you own a vacation home in Rome, GA, our Coosa Valley Financial Group team is here to walk you through every step of the home insurance process. The first step to buying a home insurance policy is deciding whether you need it. If you’re determining whether your vacation home requires home insurance, our information below can help you determine whether this is the right choice for you.

What is home insurance?

Home insurance, also known as “homeowner’s insurance,” is a policy that covers certain qualifying types of damage, specific kinds of repairs, and liability if someone is injured on the property and the homeowner is found to be at fault, and other critical expenses in specific qualifying emergencies. It’s designed to help protect one of the most valuable assets in your life, so it’s a crucial form of insurance to have as a homeowner.

Should I Take Out Home Insurance on a Vacation Home?

When you own a vacation home or another home away from your primary home, taking out an insurance policy on the second property is necessary. If you think about it, this home will sit vacant for long periods, making it more vulnerable to thieves and severe water damage.

With a vacation home, you may need to take out a special kind of home insurance policy specially designed to meet the needs of vacation homeowners. Even if you’re on the fence about getting home insurance for your vacation home, we encourage you to talk to our agents about the benefits this protection can offer.

Contact Coosa Valley Financial Group

To learn more about our home insurance policies for vacation homes, call our office at Coosa Valley Financial Group in Rome, GA today.