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Coosa Valley Financial Group

415 E 2nd Ave
Rome, GA 30161-3223

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What Homeowner’s Need to Know About Home Insurance

Investments are an important part of life. Protecting those investments is also an important consideration. Of all the investments you will make, your home will most likely be one of the largest financially, and the most important emotionally. Helping you understand how to best protect that investment is our number one priority at Coosa Valley Financial Group serving Rome, GA. Keep reading to find out what you need to know about homeowner’s insurance.

Protecting What’s Important

Often when people think of homeowner’s insurance they are thinking of an insurance policy that will pay in the event that their home is damaged or lost. However, homeowner’s insurance is really so much more than that. Home insurance is a type of insurance product which not only protects the monetary investment you have put into your home, but it also protects your sense of security. 

Your home is more than just a house. It is the hub of your family’s life. This is where you call home and gather together. This carries with it a tremendous amount of emotional value and your sense of security. Knowing that you will always be able to provide a safe, secure home for your family is really what you are investing in when you purchase home insurance. 

What Does Home Insurance Cover?

Home insurance policies can be customized for each families’ circumstances and property, but in general, your home owner’s policy will cover the following areas. 

Property Damage: Property damage coverage is set in place so that if your home is damaged or lost because of a fire, natural disaster, or even a break-in, those losses will be paid for. This makes it possible for families to start over following a disaster. 

Liability: Liability coverage is a crucial part of home protection because it truly protects your financial future. Should someone be injured at your home or on your property, liability coverage will pay for any medical expenses or legal fees which are incurred. Without this coverage, you could be left financially vulnerable following an event of this nature. 

If you would like to learn more about our insurance products, please contact our staff at Coosa Valley Financial Group serving Rome, GA.