An RV is more than just a car. It is more of a home on wheels. That makes it susceptible to both home and auto accidents. However, it doesn’t mean that you go shopping for all forms of insurance available in Rome, GA. At Coosa Valley Financial Group, we can help you get good value for your money with proper advice and guidance. If you are an RV owner or are looking to buy one, here are three things that you probably didn’t know about RV insurance.
1. RV insurance is not always a requirement.
RV insurance, unlike auto insurance, is not mandatory in all states including Georgia. However, this highly depends on whether your RV is a motorhome or not and whether it is drivable. Non-drivable RVs do not require RV insurance, but it is always essential to have a form of insurance to protect your personal belongings.
2. You can control insurance cost factors that come with RV insurance.
Insurance companies use different criteria to determine an RV insurance rate by focusing on various significant factors. Some of these are under your control, while others may not. Factors such as deductibles and coverage limits are factors that you can control. However, you can always compare different insurance quotes to get the best deal.
3. You can combine insurance policies to fit your needs
You can use your RV for very many things like business, traveling, and also for residential purposes. This, however, does not mean you should get three separate insurance policies. You may want to prioritize your needs and budget before approaching an insurance company.
Many RV owners in Rome, GA do not fully understand what RV insurance covers and how to go about picking the correct options. At Coosa Valley Financial Group, we can help you get the most out of your coverage. Feel free to visit or call us, and our insurance agents will be happy to help.